2020 is not a “normal” year
and 2021’s budget won’t be either…
Together we can lead your organization into a great budget
Learn how to budget for the harsh realities of the 2020 COVID Crisis
Unite the WHOLE organization with a solid financial plan
What You Can Do to outlast the recession
Safety AND Survival Are Priority #1 Right Now
Many institutions will not survive this financial crisis. Will your organization still be around on January 1, 2021?
You must revisit your 2020 budget STAT. You cannot afford to wait!
After that is done, immediately craft your 2021 budget with new, reality-based assumptions.
Ron Rael explains why you must recast your 2020 budget now and start planning carefully for 2021. See the video that applies to your situation.
The federal and state bailout packages package will not assure that you will survive the financial crisis… But a reality-based™ budget can!
VIDEO: for businesses
VIDEO: for non-profit organizations
about Ron Rael
Budgeting Expert | Virtual Education Pro


Ron, in 2005 pioneering virtual presentations

Current virtual presentation setup, 2020
Ron is an expert and pioneer in realistic budgeting and has been for 30 years. He is the author of numerous business books and presentations on budgeting. In addition to his live presentations, Ron regularly delivers virtual presentations on the budget and planning.
His 40+ years of business experience comes from working in two Fortune 500 companies plus leading accounting teams in many closely-help industry leaders. As a consultant, Ron has helped Cabela’s, Costco, Starbucks, Microsoft, Bright Horizons, Albertsons, Premera Blue Cross, W R Grace, Marsh, the US Navy, University of Washington, and the Census Bureau.
Currently, Ron through HRI has more than 100 hours of course materials on how reality-based budgeting can help you survive the Coronavirus Recession of 2020.
Solutions for a reality-based budget
We have solutions that enable you to survive now, and then get prepared for the opportunities that will arise quickly.
Our customized, interactive webinars equip your employees with tools and knowledge that help you stay fiscally sound.
Our three service packages can significantly improve both your budgeting and planning processes, for better, smarter resources allocations while strengthening both corporate and personal accountability.
Ron’s book explores the impact leadership has on you budget. It is easy to use and read because of its illustrative story format and humorous tone.
Bargain Package
- Ron’s book: Leadership: the Key Ingredient to a Great Budget
- Planning Process Checklist
- Checklist of Dos and Don’ts
- Best Practice Solution: Tools that prevent game playing and hidden agendas
- Webcast on Budget Myths
- Self-Assessment Tool
- Q & A with Ron about Current System
Exceptional Package
The Best Value- 5 copies of Ron’s book to share
- Planning Process Checklist
- Checklist of Dos and Don’ts
- Best Practice Solution: Tools that prevent game playing and hidden agendas
- Webcast on Budget Myths
- Self-Assessment Tool
- Q & A with Ron about Current System
- Budgeting Myths Webinar for employees
- Online training session for budget team
- Culture Diagnostic Tool
- Planning Diagnostic Tool
- In-depth Discussion of Current System
Excellent Package
- Copies of Ron’s book for each budget manager
- Planning Process Checklist
- Checklist of Dos and Don’ts
- Best Practice Solution: Tools that prevent game playing and hidden agendas
- Self-Assessment Tool
- Multiple Webinars for employees and managers
- Live training for team
- Site visit
- Detailed Evaluation of Current System
Ron’s Wisdom and Expertise Delivered In Real-Time
Get immediate and ongoing training on how to build realistic budget. Each webinar is interactive and fun. Ron uses advanced learning techniques that activate your employees to immediately apply what they learn.

Revenue Budgeting: How to Get Your Revenue Forecast RIGHT the First Time!
Online Webinar – Access anytime and anywhere
This innovative webcast (3 in a series of 6) enables you to do a fantastic job of forecasting your organization’s income.
You leave with a clear plan for significantly improving your company’s process for predicting revenues, which in turn enhances everyone’s accountability to craft a reality-based budget.
Launch Date: Coming Soon, May 2020
Cost $99
Length 120 minutes

How to Use Your Budget to Survive: Budgeting Tools that You Can Use to Stay in Business through 2020
Online Webinar
The COVID 19 pandemic created a financial nightmare for most businesses and Not-for-Profit’s. Many of you do not know if your business will survive, even after the stay-at-home orders are lifted.
The stimulus package will not assure that you will survive the financial crisis… But a revised and realistic budget can. In this webinar, Ron Rael will provide useful information that will help your business survive the Recession of 2020.
Ron is an expert and pioneer in realistic budgeting and has been for 30 years. He is the author of numerous business books and presentations on budgeting. In addition to his live presentations, Ron consistently delivers virtual presentations on budgets and planning.
Date: Coming Soon, May 2020
Cost $119
Start Time 1:00 PM PDT
Length 145 minutes

Budgeting Your Way Through the COVID 19 Recession
Online Webinar Series
The COVID 19 pandemic created a financial nightmare for most businesses and Not-for-Profit’s. Many of you do not know if you will survive, even after the stay-at-home orders are lifted.
Therefore… You need to budget carefully for this evolving realty, ASAP! PDQ!
Ron Rael is offering a Reality-Based Budgets™ series that will provide you with the solutions you need now. Tools and practices that will help you survive. These webinars are unique because after Ron delivers interactive training, he will then field your questions live. He can usually offer at least two ideas for your challenge.
Launch Date: Coming Soon, May 2020
Cost $119 per webinar or $599 for the series of 6 webinars
Start Time 9:00 AM PDT
Length 145 minutes
virtual Training Examples
Improving a budget requires many fixes, because of its complexities. Think of your top challenge and listen into a highlight of Ron’s solution-oriented webinar on that topic.
Common complaints about budgeting
Do you field complaints about your current budget process? You are not alone with that burden. Very few budgets are reality based. There are examples of budget issues that I can help you find solutions.

Contact Ron Rael
Office Address:
19010 146th Street East
Bonney Lake, WA 98391, USA
Office Phone:
(425) 898-8072